Live Well, Work Well - Outdoor Exercise Safety Tips, Healthy Benefits of Gardening, and 3 Ways to Snack Smartly Read more »

Live Well, Work Well - Self-care and Your Mental Health, Skin Cancer and You and Fast Food and Heart Health. Read more »

Live Well, Work Well - Alcohol Awareness Month During COVID-19 Pandemic, Moving 11 minutes per day can improve your health and Mental Health Support During the Pandemic. Read more »

Live Well, Work Well - Making Every Bite Count, Prioritize Your Sleep and Properly Cleaning Your Earbuds Read more »

Live Well, Work Well - 3 Ways to Boost Your Heart Health, Dealing With Job Burnout During the Pandemic, and Don't Delay Preventive Care. Read more »

Live Well, Work Well - 5 Ways to Start Your Year Off Right, Kick Stress Eating to the Curb, 5 Stress-reducing Foods, and It's National Blood Donor Month Read more »

Live Well, Work Well - Combating Pandemic Fatigue, Benefits of Buying Seasonal Produce, and How to Stay Physically Active Read more »

The 2020 Atlantic hurricane season is off to a record start with a surge of early storms and is predicted to continue to be a very destructive and powerful season. The National Oceanic and Atmospheric Administration's (NOAA) Climate Prediction Center updated their Hurricane Outlook in August of this year, with both a change in the likelihood of an above-normal season (85% probability), and an increase from a previous 19 to now up to 25 Named Storms. NOAA expects we will continue to see more, stronger, and longer lasting storms as we brace for the rest of the Atlantic Hurricane Season (which runs until November 30, 2020). We invite you to visit Gowrie Group’s Severe Storm Center to access resources that will help you plan, prepare, respond, and recover from hurricanes, flooding, and severe wind storms at www.gowrie.com/hurricane. Read more »

Live Well, Work Well - Choosing an Effective Hand Sanitizer, Low-stress Diet Tips, and How to Make Better Decisions When Feeling Anxious Read more »

Live Well, Work Well - Sorting Out Coronavirus Fact From Fiction, Summer Sun Safety Tips and Probiotics and You. Read more »

When you have a claim, Gowrie Group is here to help. Gowrie’s claim experts work as your advocate and help you manage and expedite the claim process. This guide will help ensure your claim experience goes as smoothly as possible. Read more »

Live Well, Work Well - Boost Your Mental Well-being During These Uncertain Times, Survive the Summer Heat and Socially Distance Yourself This Summer Read more »

Live Well, Work Well - Why Cleaning Your Home Can Boost Overall Well-being, and Grilling Safety Tips and How to Reduce Your Food Waste. Read more »

Live Well, Work Well - Celebrate World No Tobacco Day by Learning About Smoking Cessation, Sugar Substitutes and You, and Combatting the Loneliness Epidemic at Work. Read more »

Live Well, Work Well - Laughter May Be a Key in Fighting Workplace Stress, Are You Getting Enough Calcium? and Healthy Snacks to Satisfy Your Workday Hunger. Read more »

Live Well Work Well - Eating Healthy Doesn't have to be expensive, 5 Sleep Habits You Need to Adopt and Experts are warning of another bad flu season. Read more »

Live Well Work Well - February is American Heart Month, A Cold is Contagious for Longer Than You'd Think and Ergonomics Is the Way to a Pain-Free Workday Read more »

Live Well, Work Well - Don't Fall Into This New Year's Resolution Trap, It's National Blood Donor Month and This Superfood May Help Prevent Diabetes. Read more »

Live Well, Work Well - It's That Time of the Year Again: Flu Season Is Here, An Apple a Day May Help Keep the Doctor Away and This Popular Beverage Is Linked to Earlier Death Read more »

Live Well, Work Well - October is National Breast Cancer Awareness Month and The Dangers of Vaping Read more »

Live Well, Work Well - 1 in 5 Deaths Worldwide Associated With Poor Diets, Your Heart Rate: Indicator for Health and Fitness and Introducing Foods Early May Help Prevent Allergies Read more »

Live Well, Work Well - Going Camping? Here's the Rundown of What You Need to Know, Sunscreen and You and Wearable Tech and Your Health in 2019 Read more »

Live Well, Work Well - Fuel Your Workout the Right Way, Summer Picnic Safety Tips and Superbug Fungus Poses Serious Global Health Threat Read more »

Live Well, Work Well - 5 Things You Can Do to Improve Your Daily Mental Health, Eye Health 101 and The Unexpected Ingredient in Your Oats Read more »

Live Well, Work Well - Don't Let Tax Filing Season Get the Best of You, Air Pollution Affects More than Your Overall Health, and 3 Reasons Why Your Stomach Always Hurts Read more »

Live Well, Work Well - Don't Let Spring Allergies Bring You Down, Your Body May Need a Break, Here's Why and Strengthen Your Financial Wellness Plan with These 3 Tips. Read more »

Live Well, Work Well - 2 Chronic Conditions That Can Cause Cancer and A Common Cold Can Be Contagious for Longer Than You Think Read more »

Live Well, Work Well - Beware: New Year = New Fad Diets, Your Guide to Avoiding Winter Illnesses and 3 Tips to Beat the Post-holiday Blues Read more »

Live Well, Work Well - HBP Guidelines Have Changed: Do You Know Your Risk?, Foodborne Illness is on the Rise: Protect Yourself, and Fruits and Veggies: How Much is Enough? Read more »

Live Well, Work Well - Sunrays Aren't the Only Thing You Can Catch at the Pool, Trouble Sleeping? Your Phone May Be to Blame, and Are You Up to Date on Your Immunizations? Read more »

Live Well, Work Well - WHO Calls for a Ban on Artificially Produced Trans Fat, Sweating More Doesn't Necessarily Mean You Burn More Calories and Snack Smart, Save Money, Time and Calories Read more »

Live Well, Work Well: Strawberries named dirtiest produce for 3rd year in a row by EWG, Over 200 rare antibiotic-resistant genes found in 27 states, and Intermittent Fasting: What it is and why people are doing it. Read more »

Live Well, Work Well - Despite CDC Recommendation, Many Adults Still Refusing Shingles Vaccine, Researchers Link New Danger to E-cigarettes, and May is Food Allergy Action Month Read more »

IRS Announces Revision on HSA Limit for Family Coverage for 2018 Read more »

Live Well, Work Well - 5 Healthy Snacks to Satisfy Your Workday Hunger, Signs of a Kidney Stone, and Don't be a Distracted Driver Read more »

IRS Reduces HSA Limits for Family Coverage for 2018. Read more »

Live well, Work well: Eating Healthy Doesn't Have to Be Expensive, This Deadly Flu Season is the Worst in Nearly a Decade, and Sleep and your health. Read more »

Live well, Work well: 2 Chronic Conditions that can cause cancer, Avocados: A Legitimately Healthy Food Craze and A common cold can be contagious for longer than you think. Read more »

Live well, Work well: January is Thyroid Awareness Month, Winter Sports Safety Tips, and 3 Steps to an Injury-free Workout Read more »

Suzanne Redden, Gowrie Group's Mid-Atlantic Branch Manager, was proud to attend the annual Markel Personal Lines 2017 Underwriting Roundtable. In addition to educational sessions, peer to peer networking, and learning about new products and improved coverages, one of the main purposes of the Roundtable is for Markel and their valued agency partners to get to meet face-to-face.

Live well, Work well: Fight the flu with these simple tips, Starting planning today for a stress-free holiday season, and 6 tips for diabetes prevention Read more »

Live Well, Work Well: Halloween Safety Tips and Hidden dangers at your child's bedtime Read more »

Live well, Work well: Do you know the signs of Opioid Addiction? Read more »

Live Well, Work Well - Prevent Heat Illness, Hepatitis C Rates Triple and Broccoli Strawberry Orzo Salad. Read more »

Live Well, Work Well: Simple Summer Activities Your Kids are Sure to Love, Do You Know Seizure First Aid?, Grilling Safety Reminders for Your Summer BBQ and Turkey Burger recipe. Read more »

Live well, Work well: Spring Allergy Alleviation, A Breath of Fresh Air, and Age well in the Workplace Read more »

Employee Live Well, Work Well - Monitor your rice intake to minimize arsenic consumption, Phlegm: A key player in fighting off illness, and recipe Basic Quiche. Read more »

Live Well, Work Well: Workplace Stress Levels Dropping, Prepare for Tax Season, and Spring Break Travel Tips Read more »

Did you know Gowrie Group offers comprehensive equine insurance solutions, including Equine Mortality with Major Medical Options? Our in-house equine insurance team is ready to help. Contact us at equine@gowrie.com Read more »

Live Well, Work Well: Protect your child from E-cigarettes, February is American Heart Month, 3 Tips for Hosting a safe big game party and Recipe of the month "Chicken Vegetable Soup with Kale". Read more »

The New Year and How it May Affect Your Benefits, New Year's Resolutions: Lifestyle Changes vs. Quick Changes, and January is National Blood Donor Month. Read more »

Live well, Work well - October is Breast Cancer Awareness Month, Prevent backpack-related injuries, and Halloween safety tips. Read more »

Gowrie Group, New England's most prominent specialty insurance agency, is proud to announce that the company has been voted a Top Connecticut Workplace for the 6th year in a row by its employees. From among nearly 1,000 companies that applied, Gowrie Group is among a select group of only 61 companies that were selected to be named as a "2016 CT Top Workplace." Of further distinction, Gowrie Group is one of only 7 companies that have achieved this designation six years in a row. Read more »

Gowrie Group was proud to be a Presenting Sponsor of the 2016 A-List Awards by Moffly Media - the premiere home design competition. Congratulations to all the winners! Team Gowrie at the awards ceremony included: Dennis Schmelzer, Scott Shiland, and Steve Schram. https://youtu.be/wvKIHSEpwvs

Live Well, Work Well - Green Tea - more than just a drink?, Taking responsibility for your retirement fund,and Pokémon Go: Advice for parents Read more »

Live well, Work well: Zika: Why men should be concerned too, Exercising the body and brain, and avoiding sports-related eye injuries in children. Read more »

Employee Brochure "live well, work well": SPF claims fall short for many sunscreens, FDA moves to regulate the sale of e-cigarettes, Food labels get a makeover and recipe for California Avocado Summer Wraps Read more »

Gowrie Group is proud to have been a Silver Sponsor of the Ox Ridge Hunt Club’s June Horse Show, which took place from June 14th through June 19th. Gowrie Group provides equine programs for owners, horses, farms, and ranches along with access to the premier equine insurance products and services from the industry’s top rated carriers. Ox Ridge Hunt Club is a regional chapter of the nonprofit organization Pegasus Therapeutic Riding (PTR), located in Darien CT and founded in 1914 to serve people with special needs in Fairfield County through therapeutic horseback riding. At the Ox Ridge June Show, parking fees and other voluntary contributions were donated directly to the PTR charity. Read more »

Employee brochure "live well, work well": How to turn a bad day around, Detergent packet poisoning and potential Zika spread mapped by NASA. Read more »

Gowrie Group is pleased to announce that Scott Shiland has recently joined the firm’s as a Senior Vice President and head of the Boston office located on Federal Street. Shiland will be responsible for delivering Gowrie’s broad insurance capabilities to individuals, families, and organizations throughout Massachusetts and New England. Read more »

Gowrie Group is excited to announce their corporate sponsorship of the 2016 Devon Horse Show & Country Fair. Devon is the oldest and largest outdoor multi-breed competition in the United States. This year’s show will take place in Devon, PA from May 26th to June 5th. Gowrie Group is sponsoring the Ladies Side Saddle division as well as providing the Champion and Reserve Champion of each division with a saddle pad. Kiley Prime, an accomplished rider and a Personal Lines and Equine Insurance Specialist at Gowrie Group, will be joining Holly Griffin who manages Gowrie Group’s Equine, Farm, and Ranch division at the 2016 Devon Horse Show. Read more »

Insurance companies are becoming less restrictive – and offering more competitive pricing – for insuring direct waterfront homes and homes near the water. That means now is the time to consider new markets for insuring your coastal properties and island homes. The coastal insurance experts at Gowrie Group have the solutions you need to best insure and protect your valuable coastal, waterfront, and island properties. Our team also has extensive expertise in helping clients navigate the complex seascape of primary and excess flood insurance, flood zone determinations, elevation certificates, and FEMA. www.gowrie.com/coastal

Live well, Work well - Healthy Lifestyles and May is National Stroke Awareness Month Read more »

Despite background checks, “bad actors” sometimes slip through the cracks. If one of these individuals is your nanny, driver, housekeeper, or gardener, they may represent your greatest threat for a significant lawsuit, especially if your relationship with them takes a turn south. In addition to the risk of mis-hiring, employer behavior can be misinterpreted and mistakes made. Affluent families with household help should talk to their agents about the benefits of a standalone employment practices liability insurance policy (EPLI) or an endorsement to their existing personal liability policy. While many states don’t require employers to obtain workers’ compensation insurance for their domestic employees, purchasing workers compensation for domestic help is prudent risk management. Lacking this, you could face significant exposure if one of your domestic workers is injured on the job or becomes ill, and choses to file a lawsuit. www.gowrie.com/frm

You’ve worked hard to build a great life for your family. How do you protect what you’ve earned going forward? You’ve built a life full of promise. The question is, are you properly covered to protect your way of life should any number of perils that did not exist even five years ago present themselves? The professionals at Gowrie Group, Connecticut’s largest independent personal insurance agency, lie awake at night worrying about all you have to lose, so that you don’t have to. Read more »

Waterfront homes, coastal properties, island homes, and homes near the coast all by nature face a higher risk of damage from wind, water, flooding, storms, hurricanes, nor’easters, and extreme weather. Gowrie Group understands the complex, multidimensional risks these properties – and their owners – face. Our team has great expertise at creating comprehensive insurance programs to protect these often hard to insure coastal properties. Our team also has extensive expertise in helping clients navigate the complex seascape of primary and excess flood insurance, flood zone determinations, elevation certificates, and FEMA. Coastal Home Insurance

Live well, Work well: Coffee may combat alcohol's effect on the liver, Loneliness considered a public health problem, and avoiding spring allergies. Read more »

Employee Brochure "live well, work well": Lead Water Poisoning, Zika: What you should know, and 3 diets to help you follow the new dietary guidelines. Read more »

Steve Schram’s focus is to actively manage wealthy families’ insurance coverage in the same way they would expect their investment manager might handle their finances — remain constantly vigilant for oversights and gaps and consistently scout for the best policies from carriers. At one time a senior executive with the Boston Celtics, Schram today is an insurance specialist in the Darien office of Gowrie Group, Connecticut's leading insurance brokerage firm for whom Schram is spearheading the development of Gowrie Group's Family Risk Management practice. Read the full article in the Stamford Advocate or Greenwich Times to learn more. Read more »

Benefits Newsletter - ACA reporting deadlines delayed and Department of Health and Human Services (HHS) proposes increased out-of-pocket maximums Read more »

In today's world, where hacking is the new home break-in, it is becoming increasingly difficult for families to protect themselves and their assets from new and emerging threats. Gowrie Group's Family Risk Management (FRM) solution is an innovative new approach to help affluent families reduce and manage their overall exposure to new and latent risks, including cyber-crime, social engineering fraud, teen drivers, domestic help, and more. To announce this innovative new program, Gowrie authored an informative white paper and infographic – New and Latent Threats to Affluent Families – to assist people with understanding the new and emerging risks families and individuals are facing today. Read more »

To support the announcement of Gowrie Group's Family Risk Management solution, Gowrie has published an informative white paper and infographic – New and Latent Threats to Affluent Families – to assist people with understanding the new and emerging risks families and individuals are facing today. This white paper and accompanying infographic are available for complimentary download on Gowrie's website. Download Here.

Employee Brochure "live well, work well": In defense of coffee, sugar substitutes, and New Year's Resolutions Read more »

In December, Gowrie Group’s 150 employees worked together to collect $750 from each other to give to the partner/owners of Gowrie Group as a holiday gift. The gift was presented to the seven partners, Carter Gowrie, Ed Gumbrecht, Skip Young, Chris Pesce, Brad Preston, John Fisher, and Chris Brodeur, as a $750 donation, on their behalf, to the Veteran Angler Charters of West Haven, CT. The partners were so inspired by their employees’ outreach and generosity that they offered to double the donation, bringing the donated amount to a sizable $1,500 contribution. Read more »

On November 15th, Gowrie Group launched its 12th annual Gowrie Challenge with a matching gift of $25,000 to The Shoreline Soup Kitchens & Pantries. Our partner sponsors –The Safety Zone, LC Doane Company, Tower Labs, Lenny & Joe’s Fish Tale, and the Tariq Farid Foundation - are providing an additional $22,500 in matching funds. Meeting this year's goal of raising $125,000 will put the lifetime total amount raised by the Gowrie Group Shoreline Soup Kitchen Challenge over the Million Dollar mark. We are challenging local businesses and individuals to join together to help us reach our goal. The number of people in need in our communities continues to rise; the SSKP has seen a 14% increase in the amount of food distributed at their five local pantries already this year. Now is the time to help. The Gowrie Challenge runs from November 15th to December 31st. Read more »

Live well, Work well: Remember to get a flu shot, Simple tips to reduce food waste, Pack a work lunch to stay healthy and save money and vegetable chili. Read more »

Live well, Work well: Monitor physical activity with a fitness tracker, Sleep and your health, and Health benefits of Oatmeal. Read more »

Live Well, Work well - September is fruit and veggie month, Blood pressure readings demystified, understanding food expiration dates and storing food in the refrigerator. Read more »

Live Well, Work Well - The Effect of E-cigarettes on Health, Shop the Farmers Market, Outdoor summer activities, Pesticides and Produce, and a delicious recipe for Ratatouille. Read more »

Live Well, Work Well - The health benefits of sunlight exposure, swimming for exercise, and cataract awareness month. Read more »

Gowrie Group is excited to announce our corporate sponsorship of the 2015 Devon Horse Show & Country Fair. Devon is the oldest and largest outdoor multi-breed competition in the United States. It is internationally recognized, USEF-A rated, and one of the most exciting equine events of the year. The event draws top competitors from around the world. This year’s show will take place in Devon, PA from May 21st to 31st. Gowrie Group is partnering with Great American Insurance Group to sponsor the Championship and Reserve Championship of each division and will be giving away saddle pads to the winners. Gowrie Group is proud to insure both the Devon Horse Show and the show grounds.

Live Well, Work Well - May is skin cancer detection and prevention month, The importance of resistance training, Save money by shopping for In-Season Produce, and monthly recipe. Read more »

Gowrie Group is proud to be sponsoring the 2015 Tour-de-Lyme bike ride and to be conducting a bike drive to benefit Bikes-for-Kids. Bike drive to Benefit “Bikes for Kids” at Gowrie Group on May 21st. Do you have old bikes taking up space in your garage or shed? Great news, you can clear out space and donate your bikes to “Bikes to Kids”. They accept bikes of all types, sizes, and conditions – kids bikes, adult bikes, mountain bikes, road bikes, and more. Donated bikes are repaired, tuned, and then given away with a helmet to needy kids and families in CT. “Bikes For Kids” collects, refurbishes, and distributes refurbished bikes to needy families primarily in New London, New Haven, Middletown, and Hartford. Gowrie Group is sponsoring the 2015 Tour de Lyme bike ride which is taking place on May 17th. The Tour de Lyme is a charity cycling event organized to help support the Lyme Land Conservation Trust’s preservation and stewardship activities of its scenic recreation properties, natural woodlands and wildlife and fish and fowl water, habitats. If you would like to ride, you can register online, make sure to select “Team Gowrie.”

Portable fire extinguishers can be found everywhere; in homes, in the workplace, on boats, in vehicles. But just having extinguishers around is not enough, especially in the workplace. When extinguishers are provided for use by employees, OSHA’s standards for placement, use, maintenance, and testing must be complied with – both for safety and to avoid multiple $7,000 fines. Read more »

Live Well, Work Well: New guidelines - cholesterol is not so bad, Spring training - 5K run, Google has partnered with the Mayo Clinic, Identity Theft Protection and monthly recipe. Read more »

Soon boats will be launched, kids will be swimming, sailing programs will start, and marinas will be in full operation. With this in mind, now is a good time to increase your knowledge of Electric Shock Drowning (ESD). Many people have never heard of ESD, and those that have typically don’t realize the common situations that can be putting people at risk for ESD. Read more »

Live Well, Work Well: March is National Nutrition Month, How much exercise do you need?, Acid Reflux, Re-evaluating binge drinking, monthly recipe. Read more »

Message from Gowrie about the Cyber Attack on Anthem - Anthem Inc., parent company of Anthem Blue Cross and Blue Shield, is the victim of a highly-sophisticated cyber attack. This attack affects current and former members. For more in-depth and ongoing information Anthem has created a website www.anthemfacts.com for more information. Read more »

Live Well, Work Well - Avoiding the flu, take care of your eyes, 10 minute workouts and going gluten free. Read more »

Live well, work well - Goal setting in 2015, National Blood Donor month, battling January gym crowds and calories outside the kitchen. Read more »

Gowrie Group, a leading independent insurance agency, celebrated a year of great milestones throughout the 2014 year. These milestones are capped with marking the company’s 40th year in business. Read more »

Protecting Access to Medicare Act of 2014 eliminated the Affordable Care Act annual deductible limit for small group health plans. Read more »

Gowrie Group is excited to announce a corporate sponsorship of the 2014 Devon Horse Show & Country Fair. Gowrie Group is sponsoring three classes at Devon: Ladies Side Saddle Hack, Ladies Side Saddle Champ, and A/O Hunter. Kiley Prime, an accomplished rider and a Personal Lines & Equine Insurance Specialist at Gowrie Group, will be showing in the Amateur Owner 18-35 year old 3’6” division Read more »

With spring here, it is time to prepare for the upcoming boating season. To ensure your boat is ready for a safe, enjoyable season on the water, take the time to review the below boating safety and launch preparation resources. Read more »

Financial Advisers need to understand the basics of flood insurance to help their clients make smart decisions related to coastal and flood prone properties. Example questions: What should be recommended to a client buying a coastal home? What if they already own a flood prone home? Read more »

Superstitious people consider walking under a ladder to be bad luck, but most real ladder danger arises from misuse or defective ladders. Falls are a common occupational hazards; falls from ladders make up nearly a third of fall related deaths. Common sense, thinking before climbing, and following safe usage and selection guidelines can help prevent ladder falls, injuries, and deaths Read more »

An engaged group of business owners and HR professionals participated in an interactive Affordable Care Act seminar lead by expert Tom Davidson, Benefits Consultant from Gowrie Group. The seminar was hosted by the Greater Norwich Area Chamber of Commerce in Norwich, CT on March 6th. The seminar educated the group on the 2014 modifications to the law and the interactive discussion focused on lessons learned since the law went into effect on 1/1/2014. The group had a lively discussion on several topics including rating changes, ACA associated fees, new prescription drug coverage, delays to the employer mandate, and the status of the exchange. Contact Tom Davidson to schedule a seminar at your location or to learn more, 860.399.3676 or tomd@gowrie.com

Gowrie Group is proud to be Mystic Seaport’s insurance partner and protect the nation’s maritime history. As a part of Mystic Seaport’s community partner program, Gowrie Group supports the work and mission of Mystic Seaport through shared values, business collaboration, and philanthropy. Carter Gowrie, Gowrie's CEO shared, “The vision the Seaport had to undertake a complete restoration of the Charles W. Morgan and actually go sailing underscores how important Mystic Seaport is to the history of the sea. Our involvement in the risk planning and insurance for the Morgan project and the Museum is a great sense of pride for Gowrie Group.” Stephen C. White President, Mystic Seaport stated, “Gowrie has excelled in meeting the Museum’s insurance needs, and since day one their professional team has been a pleasure to work with.” Gowrie Group also stands ready to protect what matters most to Mystic Seaport members. Read more »

Thanks to 400 local businesses and individuals, the Gowrie Group Challenge raised an incredible $145,000 to benefit the Shoreline Soup Kitchens & Pantries (SSKP). Because of this increased participation and generosity, the 10th Annual Gowrie Group Challenge was by far the most successful ever. This year we surpassed our goal by $25,000, and raised 22% more than ever before. Read more »

  
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Many New England boaters choose in-the-water winter storage during their lay-up period. Following these smart tips will help to keep your boat damage free in the cold months. Read more »

John Fisher, Gowrie Group Principal and Personal Lines President, was part of a distinguished expert panel on the "Real Value of Art." This fantastic event, sponsored by Gowrie Group and US Trust, took place at the Florence Griswold Museum on October 9th in Old Lyme, CT. Details about the panel discussion: A fine art collection holds both aesthetic as well as economic value, and can play an important role in helping you pursue your wealth planning and philanthropic goals. Care and management of this asset requires the knowledge of qualified specialists to help you make informed choices that fit into your overall wealth management strategy. The panel shared advice on how to consider your art collection as part of your comprehensive financial assets. Topics covered included: different strategies for the purchase of art, support of non-profit organizations through your art collection, leveraging an art collection to create liquidity for other investment purposes, how to protect a collection, and all the wealth and financial considerations of stewarding artwork for the next generation.

With more than 40 years of experience in coastal risk management, Gowrie Group, a local insurance agency, has seen it all when it comes to hurricane damage. John Fisher, Gowrie’s president of personal insurance, insures many homes on the Connecticut Shoreline hardest hit in the last two years. While damages sustained in the past two storms were tremendous, Fisher reminds us of a critical point: Both Sandy and Irene were downgraded to tropical storms before they made landfall in our state. Read more »

As your trusted insurance advisor, Gowrie Group strives to offer you timely, pertinent information on how to best protect your business or organization from loss. Our safety team focuses on helping clients decrease their liabilities and exposures to fines, lawsuits, negative press, and employee complaints. Our Top-10 series offer practical, smart advice to help you build a safer workplace and improve your OSHA standards. Read more »

Boating incidents can be much bigger than the vessels involved. Beyond the emotional and physical magnitude of these incidents, boat owners are at risk for enormous financial losses when claims arise from personal injuries on the water. Read more »

All major weather sources are predicting an active or extremely active 2013 Hurricane Season (June 1 to November 1). NOAA's Climate Prediction Center is forecasting 7 to 11 hurricanes, of which 3 to 6 could be major hurricanes with 111 mph winds or higher. Visit Gowrie's Severe Storm Center to access our detailed hurricane preparation resources and videos. Early season is the time to focus on preparedness. Read more »

Gowrie Group is excited to announce that Kiley Prime has joined the company as a Personal Lines and Equine insurance specialist. Kiley furthers the expansion of Gowrie's established equine insurance practice. Kiley brings to Gowrie Group her deep equine experience as a rider and horse expert. In her new role, Kiley will work with Gowrie's personal insurance equine team to advise clients on insurance solutions for all of their personal and equine assets. Read more »

January has delivered a mix of nearly record highs, bitter lows, and some wild storms across much of the country. To help you stay safe, protect your property, and prepare for more winter storms and deep freezes to come, Gowrie Group invites you to visit our Winter Weather Center. Read more »

Gowrie Group, a prominent independent insurance agency, is excited to announce the expansion of their established equine insurance practice through the addition of Holly Griffin. Holly brings to Gowrie Group her long time equine and farm clients, along with decades of equine experience and expertise. In her new role, Holly will work with Gowrie’s equine team to advise her current clients and further build Gowrie’s equine segment. Gowrie Group’s equine programs provide protection for owners, horses, farms, and ranches. These premier equine insurance products and services are accessed from the industry’s top rated carriers. Read more »

We wish to make our clients aware that the Federal Emergency Management Agency has made resources available to the public through its site: www.fema.gov. Businesses and individuals in a disaster-declared county in CT, NY, and NJ can contact a local Disaster Recovery Center (DRC). FEMA is encouraging all affected parties in disaster-declared counties to register with FEMA for possible assistance with "uninsured" losses. Parties may be eligible for Individual Assistance (IA) or for a SBA loan. Individuals and businesses should not wait for the outcome of any insurance claim, as this could adversely impact their ability to recover through FEMA. (Note that registering with FEMA is not the same as filing a claim for a flood loss through a flood insurance policy.) Parties only have 60 days from the date of the storm to register. Registration is offered online or by phone at: Read more »

In the wake of Hurricane Sandy our highest priority continues to be facilitating client claims. Our agents and account managers have been reaching out to clients throughout the storm-effected areas initiating the recovery process. Our goal is to help our clients achieve timely and equitable settlements. We have committed additional resources to that end, and have established a Gowrie Catastrophe Claim Team specifically focused on the storm losses. The team members and their contact information are listed below. They will be working with your regular account managers to expedite the claim process. Gowrie Catastrophe Claim Team Commercial (business entities): Eileen Silverstein, eileens@gowrie.com Personal (home, auto): Jesse Kane, jessek@gowrie.com Boat/Yacht: Nancy Sprigg, nancys@gowrie.com Burgee Program (clubs and sailing organizations): Denece Herrera, deneceh@gowrie.com

Beyond the risk of injury to riders and horses, equestrians bear increased personal and commercial liability exposures that need to be individually considered in their personal and family-risk management plans. Here are some of the key questions horse owners can ask to assess their expo-sures to risk and the adequacy of their current risk management plan Read more »

How do insurance brokers with specialized expertise improve protection in individual and family risk-management plans? By looking at the customer’s situa-tion individually. Active, successful people with deep passions and unique assets cannot be properly insured by generic or commodity insurance offerings. Yet, too many smart, successful individuals leave insurance protection to generic insurance policies. Read more »