Gowrie, Barden & Brett > US SAILING Programs > Yacht Clubs

US SAILING Programs

Many yacht clubs and sailing organizations purchase regatta liability to protect themselves against potential lawsuits that might be brought if someone is injured on the water during a race. The new US SAILING-endorsed Regatta Liability policy will protect club members, employees, volunteers, race organizers and the club itself both for Bodily Injury and Property Damage lawsuits. The policy covers claims arising anywhere on the water during races, regattas, and cruises.

If your club's events involve meetings, gatherings, host liquor situations, or other aspects which occur on the land, or on piers, docks and slips, you may be interested in obtaining a quote for the full BURGEE PROGRAM.

Frequently Asked Questions (FAQ's) about REGATTA LIABILITY COVERAGE
What if our organization already has the Burgee Program?
How does my organization apply?
When will coverage be effective?
What is the cost?
Who is insured?
What coverage is included?
Should we charge Differential Entry Fees (DEF)?

Q: What if our organization already has the Burgee Program?
A: If you already have insurance through the Burgee Program and the Chubb Insurance Group, you don't need to do anything!!

You'll be pleased to know that the program automatically includes bodily injury & property damage coverage for:

REGATTA LIABILITY - $1,000,000 Limit
BORROWED BOAT - $1,000,000 Liability, plus Hull Physical damage coverage up to 85' LOA.
GENERAL LIABILITY - $1,000,000 Liability on land, including liquor liability.
Please contact your account manager or insurance broker if you have any further questions!!!

Q: How does my organization apply?
A: Complete the application and mail to:

Gowrie, Barden & Brett
70 Essex Road
Westbrook, CT 06498

You can also fax the application to 860-399-3696.

If you need immediate coverage, please call Gowrie, Barden & Brett and ask for a US SAILING Team member at 1-800-262-8911 before 5 p.m. EST.

Q: When will coverage be effective?
A: On the date your application and check are received. No short term cancellation credits are available.

Q: What is the cost?
A: $500.00, plus $100.00 for up to 6 additional insureds if required.

Q: Who is insured?
A: Race organizers, club members, employees and volunteers.

Q: What coverage is included?
A: Potential lawsuits for bodily injury and /or property damage which occurs on the water during races, regattas or cruises.

Q: Should we charge Differential Entry Fees (DEF)?
A: Yes, the US SAILING membership benefits of reduced entry fees still apply.